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Securities, mutual funds and other non-deposit investments: • Not FDIC Insured • No Bank Guarantee • May Lose Value

Fiduciary Trust Company International, headquartered in New York, (and subsidiaries doing business as Fiduciary Trust International) and FTCI (Cayman) Ltd. are part of the Franklin Templeton family of companies.

Client Relationship Summary (Form CRS): You can learn about the services our investment advisers and broker-dealers provide to clients (including retail clients) by reviewing our Client Relationship Summaries.

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